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Jumbo Loans for High-Value
Homes in Los Angeles
Secure competitive financing for luxury properties with Cohen Financial Group. We offer flexible jumbo loan solutions tailored to high-balance borrowers, with access to some of the best jumbo loan rates in Los Angeles.
Get A Free Jumbo Loan QuoteJumbo Loan
A jumbo loan is a type of mortgage used to finance properties that exceed the conforming loan limits set by Fannie Mae and Freddie Mac. In most of Los Angeles and surrounding areas, that means any loan amount over $1,209,750 (as of 2025) for a 1-unit property. These loans are ideal for buyers of luxury homes or high-cost real estate markets across Southern California.
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Jumbo Rates
At Cohen Financial Group, we help you compare current jumbo loan rates from over 20 top lenders to ensure you’re getting the most competitive pricing available.
Note: Jumbo loan rates can vary daily and are often influenced by credit score, loan amount, down payment, and property type.
Check Today's Rates
Jumbo Loan Benefits
Jumbo Loan Benefits with
Cohen Financial Group
Access to the best jumbo loan rates from top-tier lenders
Loan amounts up to $20 million
Competitive fixed and adjustable-rate options
Interest-only payment programs available
Jumbo Loan Qualification
You may be eligible if you:
- Are purchasing or refinancing a high-value property in Los Angeles
- Have a strong credit score (typically 700+)
- Can document income and assets
- Have a low debt-to-income (DTI) ratio
Not sure if you qualify or have special circumstances
(self, employed, foreign national, low credit score etc) ?
Let us help you explore options?
Work With Cohen
Why Work with Cohen Financial Group?
With over three decades of experience in the Los Angeles luxury market, Cohen Financial Group has originated more than $17 billion in funded loans and 100+ 5-star reviews.
We are known forDeep knowledge of
jumbo underwriting
guidelines
Direct relationships
with niche and
private lenders
Fast, responsive
service from a
top-ranked team
Transparent
advice with no
pressure
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FAQs
FAQs About Jumbo Loans
Jumbo rates change daily but are often competitive with conforming rates. We shop over 50 lenders to help you find the best jumbo loan rates based on your unique profile.
Jumbo rates change daily but are often competitive with conforming rates. We shop over 50 lenders to help you find the best jumbo loan rates based on your unique profile.
Jumbo rates change daily but are often competitive with conforming rates. We shop over 50 lenders to help you find the best jumbo loan rates based on your unique profile.
Jumbo rates change daily but are often competitive with conforming rates. We shop over 50 lenders to help you find the best jumbo loan rates based on your unique profile.
Jumbo rates change daily but are often competitive with conforming rates. We shop over 50 lenders to help you find the best jumbo loan rates based on your unique profile.
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Your Home.
Your Equity.
Your Move.
Your Los Angeles Luxury
Home Deserves a Smart
Financing Strategy
Let Cohen Financial Group help you secure a jumbo loan that fits your goals and maximizes your investment.