service and loan programs

email us | 310-777-5401

Traditional Loans
- Purchase, Refinance, and HELOC solutions
- Loans available up to $5 million
- 100% Purchase Programs
- Bridge/Swing Loans
- No-Income Documentation Loans
- FHA/VA Loans
Traditional Loans
Commercial Loans
- Commercial loans and lines of credit
- Commercial mortgages for owner-occupants and investors
- SBA financing
- Bridge/Swing Loans
- Industrial Development Bonds
- Investor lending programs
Commercial Loans
Construction Loans
- New owner-occupied construction loans
- Loans for expansion or rehabilitation of an existing facility
- Construction financing is interest only for up to 2 years. Upon property completion, the loan will convert to an amortizing permanent loan.
Construction Loans

Multi-Family/Apartment Loans
- Acquisitions, refinances, and new construction
- Learn more about our multi-family/apartment lending program here
Multi-family/Apartment
Reverse Mortgage Loans

A reverse mortgage is a loan against the equity in the home that provides tax-free cash advances, but requires no payments during the term of the loan. Since there are no monthly payments during the life of the loan, the balance grows larger and the equity gets smaller.

The loan is not due and payable until the borrower no longer occupies the home as a principal residence, e.g., the last surviving borrower sells, moves out permanently or passes away.

You must be at least 62 years old and own your own home or condominium in order to qualify for a reverse mortgage. There are no income or credit requirements to qualify. Based on the amount of benefit which you qualify for, you may be eligible for a reverse mortgage even if you still owe money on your first mortgage.

Reverse Mortgage Loans
Other Services

In addition, Cohen Financial Group provides the following services to you and your clients at no charge:

PRE-QUALIFYING FOR PURCHASE TRANSACTIONS
- Cohen Financial Group will evaluate and issue a pre-qualifying letter for your clients and their agents within thirty minutes of the request. Pre-approving your client has become fundamental to the real estate industry. Due to increased market activity, clients who are pre-approved can now enter into a purchase transaction with no financing contingencies. Cohen Financial Group also offers loan approval prior to the property selection, if requested
TITLE INFORMATION
- Property profiles
- Legal descriptions
- Current vesting, Change of vesting, Trust vesting
- Discounts on title with one of the major title companies
CREDIT INFORMATION(with signed authorization)
- TRW reports for loan pre-approval
- Credit profiles
- Assistance in correcting erroneous credit with the major reporting bureaus
APPRAISAL INFORMATION
- Provide detailed comparable listings to assist with establishing value for refinance, purchases, and estate planning from a licensed appraiser
and others

Despite tightening credit restrictions, we financed over $2.3 billion in loans from 2008-2009 alone, and we continue to leverage our incredible volume to get special pricing for you and your clients.
Through our strategic network of lending partners, we routinely close even the most complex deals at some of the most competitive rates in the market. Combine that network with our direct lending capabilities, and we have even more flexibility to provide you with the unique solutions you and your clients require.
On every deal we leverage our full range of resources, each designed to assist you and your clients through every stage of life. Whether they require a FHA loan as a first-time buyer, a complicated refi, commercial financing, or a reverse mortgage solution, Cohen Financial Group possesses the expertise and the tools to get it done, even in today's tough environment.

CURRENT RATES

.750^%

5/1 ARM

2.77% APR

Loans up to $5,000,000

.125^%

7/1 ARM

3.02% APR

Loans up to $5,000,000

get this rate see all rates

calculators

resources

Rates, programs, and APRs subject to change at anytime without prior notice. Please contact Cohen Financial Group for more details. *48-hour loan approval guarantee is from submission date for qualified borrowers with completed loan packages only. All LTVs represented on this site are based on appraised value. Cohen Financial Group is a division of CS Financial, Inc., a broker licensed by the CA Dept. of Real Estate, Lic.# 01257559, NMLS# 31132.