Rates, programs, and APRs subject to change at anytime without prior notice. Please contact Cohen Financial Group for more details. *48-hour loan approval guarantee is from submission date for qualified borrowers with completed loan packages only. All LTVs represented on this site are based on appraised value. Cohen Financial Group is a division of CS Financial, Inc., a broker licensed by the CA Dept. of Real Estate, Lic.# 01257559, NMLS# 31132.